The fastest way to Free Fuel - Indian Oil Citi Credit Card

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Limited Period Offer: Get 250 Turbo Points* on card activation (Valid till 31 Oct '14) Apply NOW! >> Earn Turbo Points: Redeem Turbo Points: Fuel Spends 4 Turbo Points1 for Rs.150 E.g. Spending 6000 p.m. gets you 160 pts Grocery & Super Market Spends 2 Turbo Points2 for Rs.150 E.g. Spending 6000 p.m. gets you 80 pts All Other Spends 1 Turbo Point3 for Rs.150 E.g. Spending 9000 p.m. gets you 60 pts Turbo Points earned in a month 300 Turbo Pts So, Annually you earn Rs.3600 worth of free fuel 1 Turbo Point = Re.1 worth of free fuel. Redeem instantly at over 800 IndianOil outlets Other benefits on your card: EMI Offers Convert shopping spends to flexible EMI options Dining Privileges Upt o 20% off at over 2000 restaurants Global & Secure International Card with Chip & PIN for extra security No joining Fee! No Annual card Fee^ if annual spends are over Rs.30,000 Apply NOW! >> © 2014 Citigroup Inc. Citibank and Arc Design is a registered service mark of Citigroup Inc. or its affiliates used and registered throughout the world. Terms & Conditions apply *Click here to view the free fuel offer terms & conditions. 14 Turbo Points accrue for every Rs.150 spent for fuel purchases at IndianOil outlets with the IndianOil Citibank Platinum Credit Card. This benefit along with the fuel surcharge waiver would be applicable on Citibank EDCs only. The Turbo Points that accrue in this category would be capped to 6000 per transaction. 22 Turbo Points per Rs.150 will accrue on spends till Rs.5000 (or 67 points) per 'month' in the categories specified above. For spends beyond this, the customer will earn 1 Turbo Point per Rs.150 spent. 'Month' is defined as the statement billing cycle assigned to your card. 31 turbo point = Rs.0.40 at non-IndianOil outlets. ^Provided you spend at least Rs.30000 or more p.a. Else a fee of Rs.1000 will be applicable at the end of the year. As a part of credit card application procedure, we will require your recent passport size color photograph; self attested copy of your address proof and valid photo identity proof documents. You will be contacted separately for collection of these documents. The documents submitted along with the application will be kept with the bank for record purposes and will not be returned. Click here to view the Most Important Terms and Conditions of this card. Click here for card member T&C Issuance of the Credit Card is at the sole discretion of the bank and is subject to the bank's approval criteria. Please do not reply to this mail as it is a computer generated mail. For further information, please follow the instructions mentioned above.

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Make the smarter move. Invest in the L&T Business Cycles Fund

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An L&T Financial Services Offering Invest in the L&T Business Cycles Fund. Win through all market cycles. The L&T Business Cycles Fund is a one-of-a-kind fund that will invest in companies that are well placed to make the most of the stock market. During growth times, the fund managers would largely invest in 'cyclical' stocks or businesses that grow with the economy. During sluggish times, the portfolio would strategically move into 'defensive' stocks such as healthcare, utility and staples, among others. The fund manager will employ our research-driven GEM investment process to handpick smarter investments. In short, the L&T Business Cycles Fund aims to offer you the best of both worlds - heady gains and steady growth. NFO Closes August 13, 2014 Click here to know more   An open-ended equity scheme. Stocks of sectors stated above may or may not form a part of the portfolio. This product is suitable for investors who are seeking* •  Long-term capital appreciation •  Investment predominantly in equity and equity-related securities, including equity derivatives in Indian markets with focus on riding business cycles through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy. High risk (BROWN) *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Note: Risk may be represented as: (BLUE) investors understand that their principal will be at low risk. (YELLOW) investors understand that their principal will be at medium risk. (BROWN) investors understand that their principal will be at high risk. Mutual Fund investments are subject to market risks, read all scheme related documents carefully. CL01152

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